Bot & Bae

Secrets AI review: plans, Moments, free tier and privacy claims

Secrets AI is a browser-based companion site from Secret Labs Inc., with chat, images, video and voice calls for adults. Premium costs $19.99 a month and Ultimate $39.99, and a free plan allows 20 messages a day. Reviewers praise its conversation and media, but its encryption claims conflict and Moments run out fast.

By the Bot & Bae editorial team · Last updated · Research-based, not hands-on tested

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The short version

Worth a look if

  • You want chat, images, video and voice calls in one adults-only service, with every action's Moments cost published.
  • You want to try it before paying. The free plan gives 20 messages a day and 200 starter Moments.
  • You want discreet billing. Charges show as "S LABS INC".

Skip it if

  • You want an app from the App Store or Google Play. Secrets is web-only, and a similar-named store app is unrelated.
  • You care most about privacy. The privacy policy says chats may train its models, and it doesn't back the homepage's end-to-end encryption claim.
  • You expect "unlimited" to cover media. Unlimited messages are text only; images, video and calls use Moments.

Secrets AI at a glance

OperatorSecret Labs Inc., Dover, Delaware, US (terms under British Columbia law)
PlatformsWeb browser, installable to a home screen. No official App Store or Google Play app
PricePremium $19.99/mo or $109.99/yr. Ultimate $39.99/mo or $319.99/yr
Price sourceOfficial store page and help wiki, read Oct 18, 2026
Free tier20 messages a day, basic memory and 200 starter Moments. Free accounts can't buy Moments
Tokens or creditsMoments: 8,000 a month on Premium, 15,000 on Ultimate. Image 50, call 50 a minute, adult video clip 600. Packs from $9.99
MemoryAutomatic saved memories with Smart Mode recall. Lorebooks on paid plans. Ultimate reads 6x more memories than Free
Voice and imagesImages up to 2K, video clips and voice calls. Group chats on Ultimate
Adult content settingAdult chat, images and video for users who confirm they are 18+, set per chat
Age checkSelf-confirmed 18+ age gate plus monitoring for signs of minors. No routine ID check
RefundsNo partial-period or Moments refunds; crypto is final. Billing errors within 30 days. EU and UK 14-day withdrawal

Visit Secrets AI's official site

How we put this together: We read Secrets AI's store page, terms of service, privacy, refund and underage policies (all dated April 10, 2026), 18 help-wiki articles and its changelog on October 18, 2026, plus Trustpilot and six published reviews. We did not sign up or test the service. Prices are the regular prices on the official store page; first-period sale prices are left out.

What is Secrets AI?

Secrets AI is an adults-only companion site where you chat with premade or custom characters and generate images, video clips and voice calls inside the conversation. It is run by Secret Labs Inc., which lists an address in Dover, Delaware, and its terms are governed by the law of British Columbia, Canada. Archived copies of the site place its launch in late 2024.

It runs in a web browser and can be installed to a phone’s home screen. The site ships updates often: its changelog lists 15 dated releases between October 1 and October 16, 2026.

How much does Secrets AI cost?

Secrets AI Premium costs $19.99 a month and Ultimate costs $39.99 a month, with cheaper effective rates on longer plans. Regular prices from the official store and help wiki, read October 18, 2026:

PlanMonthly3 months6 months12 monthsMoments a month
Free$0Not offeredNot offeredNot offered200 at sign-up only
Premium$19.99$49.99$89.99$109.99 (about $9.17 a month)8,000
Ultimate$39.99$99.99$179.99$319.99 (about $26.67 a month)15,000

The 3- and 6-month prices aren’t shown to logged-out visitors; they come from the store’s built-in price list and match a September 2026 review. The store shows crossed-out “standard” prices of $39.99 and $79.99 beside the plans, so its percentage-off labels overstate the saving against the real monthly price. When a sale discounts the first billing period, the plan renews at the regular price.

Ultimate adds group chats of 2 or 3 companions, personas, proactive messages, a faster model and the strongest memory tier. Lite ($5.99) and Plus ($9.99) plans have been retired, and remaining members are being moved to Premium pricing.

What do Moments buy on Secrets AI?

Moments pay for everything beyond text chat, at fixed rates published in the help wiki:

ActionMoments
Standard image50
2K image100
Voice call50 a minute
Adult-mode video clip (8 seconds)600
Extra custom character (first is free)500

So Premium’s 8,000 monthly Moments cover about 160 standard images or 160 call minutes, or about 13 adult-mode clips. Monthly grants don’t roll over, while purchased Moments never expire. Packs start at $9.99 for 3,000, and only subscribers can buy them. A generation that fails after starting is refunded in Moments automatically.

Is Secrets AI free?

Yes, with limits. A free account gets 20 messages a day, tied to the device so extra accounts don’t reset it, plus basic memory, 500-character messages and 200 bonus Moments at sign-up. Free users can’t buy Moments, and custom characters stop at 100 messages in total. The official pages disagree on which Moment features work on Free, and there is no free trial of the paid plans.

How does Secrets AI’s memory work?

Secrets AI saves facts you share automatically, ranks them by importance, and searches them before each reply in a “Smart Mode” that is on by default. You can view memories and ask the companion to add or correct one. Paid plans read more of them: Premium accesses 4 times as many memories as Free and Ultimate 6 times. Premium and Ultimate also get Lorebooks, editable notes on cast, world and relationship that the companion draws on.

What do published reviews say about Secrets AI?

Reviewers mostly like the conversation and the media. ChatbotDating calls it a strong pick for adults who want images and video, and CompanionRater rates its image and video quality and conversation highly. The Best AI Girlfriend praises stable conversation and warm voices.

The recurring criticisms:

  • Moments go quickly on images, video and calls, so heavy media users need Ultimate or top-ups (Device Diary, The Best AI Girlfriend).
  • Group chats, personas and the best memory sit behind the $39.99 plan (ChatbotDating).
  • Premade characters look alike and customization is shallow (The Best AI Girlfriend).
  • Privacy claims aren’t independently verified (CompanionRater, Device Diary).

Trustpilot showed 4.5 out of 5 from 277 reviews on October 18, 2026. The company pays for a Trustpilot subscription and invites reviews, so weigh that score with care.

Is Secrets AI safe?

Secrets AI is a registered company with no reported data breach, but its privacy statements don’t line up and its age check is light. What its pages say:

  • Age: 18 or older. An age gate asks you to confirm your age, and the underage policy adds AI monitoring for signs of minors and verification on request. Standard use needs only an email address.
  • Training: the privacy policy says user information is used to train and improve its AI models, and no opt-out is described.
  • Encryption: the homepage says conversations are end-to-end encrypted, but the privacy policy and store FAQ describe only encryption at rest and in transit. Several reviews mention a “Private Mode” that no official page describes.
  • Data sale: the policy says Secrets doesn’t sell personal information.
  • Deletion: chat history is deleted when you delete the account; transaction records are kept for 7 years.

Secret Labs was not among the seven companies in the FTC’s September 2025 inquiry into companion chatbots, and no regulator action or lawsuit naming it turned up as of October 18, 2026.

How do you cancel Secrets AI?

You cancel in your account settings, and access continues to the end of the paid period before the account drops to Free. The steps, from the help wiki:

  1. Open Settings and choose Manage Subscription.
  2. Select Cancel Subscription and answer the short reason prompt.
  3. Check for the confirmation email before your renewal date.

You can also cancel by emailing support or through the payment processor on your receipt. Partial periods, Moments and all crypto payments aren’t refunded. Billing errors reported within 30 days are corrected, and EU and UK users get a 14-day withdrawal right on a first purchase.

For other image-and-video companions, see our OurDream AI review and Candy AI review, or the full best AI girlfriend apps list.

Frequently asked questions

Is there a Secrets AI app?
No official one. Secrets AI's help wiki says it isn't on the App Store or Google Play and that the browser install is its only app: open secrets.ai in Safari or Chrome and add it to your home screen. A store app called Secret AI: Local AI Chat is an unrelated product from a different company.
Is Secrets AI free?
Partly. The free plan gives 20 messages a day, tied to your device, basic memory, 500-character messages and 200 bonus Moments at sign-up. Free accounts get no monthly Moments and can't buy more, and video, Lorebooks and unlimited messages need Premium at $19.99 a month or higher.
How much does Secrets AI cost per month?
Secrets AI Premium costs $19.99 a month or $109.99 a year, about $9.17 a month. Ultimate costs $39.99 a month or $319.99 a year, about $26.67 a month. Extra Moments start at $9.99 for 3,000, and only subscribers can buy them, per the official store and help wiki read October 18, 2026.

Sources

  1. OfficialSecrets AI store (subscription plans), Secrets AI. Read October 18, 2026.
  2. OfficialTerms of service (updated Apr 10, 2026), Secrets AI. Read October 18, 2026.
  3. OfficialPrivacy policy (updated Apr 10, 2026), Secrets AI. Read October 18, 2026.
  4. OfficialRefund policy (updated Apr 10, 2026), Secrets AI. Read October 18, 2026.
  5. OfficialUnderage policy (updated Apr 10, 2026), Secrets AI. Read October 18, 2026.
  6. OfficialSubscription tiers and limits, Secrets AI wiki. Read October 18, 2026.
  7. OfficialMoments and payments, Secrets AI wiki. Read October 18, 2026.
  8. OfficialMemory system, Secrets AI wiki. Read October 18, 2026.
  9. OfficialAudio calls, Secrets AI wiki. Read October 18, 2026.
  10. OfficialVideo generation, Secrets AI wiki. Read October 18, 2026.
  11. OfficialInstall the app, Secrets AI wiki. Read October 18, 2026.
  12. OfficialHow to cancel a subscription, Secrets AI wiki. Read October 18, 2026.
  13. OfficialLegacy plan migration, Secrets AI wiki. Read October 18, 2026.
  14. OfficialChangelog (latest Oct 16, 2026), Secrets AI wiki. Read October 18, 2026.
  15. App storeSecret AI: Local AI Chat (unrelated app, US App Store), Apple App Store. Read October 18, 2026.
  16. NewsFTC launches inquiry into AI chatbots acting as companions (Sep 11, 2025), Federal Trade Commission. Read October 18, 2026.
  17. ReviewSecrets.ai review (updated Aug 21, 2026), ChatbotDating. Read October 18, 2026.
  18. ReviewSecrets AI review (updated Jun 5, 2026), CompanionRater. Read October 18, 2026.
  19. ReviewSecrets AI review (Sep 5, 2026), Device Diary. Read October 18, 2026.
  20. ReviewSecrets AI review 2026 (Jan 7, 2026), The Best AI Girlfriend. Read October 18, 2026.
  21. ReviewSecrets AI review (Aug 3, 2026; written by a competing app), Bonza.Chat. Read October 18, 2026.
  22. RatingsSecrets AI on Trustpilot, Trustpilot. Read October 18, 2026.